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Self-Audit & ACH Risk Assessments

Price range: $200.00 through $650.00

Internal ACH Solution (IAS) Suite of Solutions

More Than a Checklist. More Than a Workbook. More Than a Questionnaire.

The IAS Suite of Solutions offers a collection of self-guided ACH compliance audits and risk assessment tools designed to help organizations evaluate ACH compliance, assess risk, and strengthen internal controls through a structured, educational approach.

Each solution is available as a standalone product, allowing organizations to select the tools that best fit their specific compliance and risk management needs.

Using guided workflows, dynamic branching logic, embedded regulatory references, and educational content, IAS transforms traditional checklists and questionnaires into interactive experiences that help users better understand both compliance requirements and risk exposure.

Whether you are an Originator, Third-Party Sender, or Nested Third-Party Sender, IAS helps you perform a more efficient, consistent, and well-documented ACH audit and risk assessment.

ACH Audit Solutions

IAS Industry-Specific

Tailored ACH audit solutions for Third-Party Senders and Nested Third-Party Senders operating in specialized industries such as Payroll Service Providers, Property Management, and Bill Payment.

Includes industry-specific testing procedures, regulatory requirements, and compliance considerations not typically addressed in standard ACH audits.

Special Property Management Edition includes a built-in ACH Risk Assessment designed specifically for the unique risks and compliance requirements of property management organizations.

IAS Core

Built for Third-Party Senders and Nested Third-Party Sender organizations that process traditional ACH transactions using PPD, CCD, and CTX Standard Entry Class (SEC) Codes. Provides a comprehensive ACH audit focused on the applicable Nacha Rules and operational requirements for these SEC Codes.

IAS Core Plus

Built for Third-Party Senders and Nested Third-Party Sender organizations that process ACH transactions using PPD, CCD, CTX, WEB, and TEL SEC Codes. IAS Core Plus helps ensure that your ACH audit addresses the compliance requirements for both traditional payment authorizations and internet- and telephone-initiated transactions. Includes additional testing procedures and compliance requirements applicable to internet-initiated and telephone-initiated ACH transactions.

IAS Originator Compliance Core Plus

Designed for Originators using PPD, CCD, CTX, WEB, and TEL SEC Codes. IAS Originator Compliance provides a self-guided review of the applicable Nacha Operating Rules and SEC Code requirements, including the WEB Debit Security Audit. This package focuses on the Nacha Rules applicable to Originators and is not intended to serve as a comprehensive ACH risk or compliance review.

IAS WEB Debit Security Audit

Designed for Originators, Third-Party Senders, and Nested Third-Party Senders that originate WEB debit entries. Tests compliance with the WEB ACH Rules and helps document compliance with Nacha’s annual WEB Debit Security Audit requirement by evaluating and documenting physical, access, and network security measures that protect sensitive banking information from unauthorized access, theft, or tampering.

ACH Risk Assessment Solutions

IAS Industry-Specific Payroll Service Provider Risk Assessment

Designed specifically for Payroll Service Providers, this cloud-based risk assessment goes beyond traditional ACH risk categories to address payroll-specific risks and emerging fraud threats. Using industry-specific case studies, guided questions, educational resources, and control considerations, organizations gain a deeper understanding of inherent risk, evaluate residual risk, and identify opportunities to strengthen controls.

Included are payroll-specific risks such as payroll funding and settlement risk, Corporate Account Takeover (CATO), Business Email Compromise (BEC), employee banking information change fraud, credit-push fraud monitoring, processing thresholds, credit risk management, and Money Transmission Licensing (MTL) considerations.

IAS Core Risk Assessment

Designed for Originators, Third-Party Senders, and Nested Third-Party Senders across all industries, the Core Risk Assessment provides a structured, cloud-based framework to identify, evaluate, and manage ACH-related risk.

Users are guided through a comprehensive library of common ACH, operational, fraud, compliance, information security, cybersecurity, third-party service provider, and business continuity risks that apply to most organizations that originate or process ACH transactions. The Core Risk Assessment allows organizations to customize it by adding entity-specific risks, ensuring that the final assessment reflects their unique products, services, customers, and operational environment.

 

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Step 1: Select Your Audit Package
Click the Product Options button, then select the IAS package, and click Add to Cart. Confirm your order and proceed to checkout. Your order is delivered via email in seconds.


Step 2: Complete Your Order

Enter the billing details using the correct legal company name and address. At the bottom of the order form, you will be asked to provide the name and the direct email address and contact number of the individual who will perform the audit.


Step 3: Receive Your Audit Access

After your order is submitted, you will receive two emails from Sales@OASNow.com:

  1. Order Receipt
  2. Access Your ACH Audit Purchase Important: Do Not Delete

The second email contains the link to start your audit.

If you do not receive these emails, check your Spam, Junk, or Quarantine folders.

To help ensure delivery of audit communications and your final report, add these email addresses to your approved sender list:

  • Sales@OASNow.com
  • ACHServices@OASNow.com

Need Help?

📧 TeamOAS@OASNow.com
📞 833-OASNOW1 (833-627-6691)