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Hybrid ACH Solutions (IAS)

Price range: $3,500.00 through $4,200.00

The Closest Alternative to a Full-Service ACH Audit

Organizations complete a streamlined version of our interactive, cloud-based audit platform that focuses on compliance-related questions and excludes file-testing requirements. OAS Accredited ACH Professionals review the completed Hybrid Self-Audit, perform all required testing procedures, evaluate compliance with applicable Nacha Rules, and prepare a professional audit report.

Throughout the engagement, OAS works closely with your organization through a dedicated Audit Kick-Off Call and scheduled Audit Update Calls to review observations, discuss potential findings, answer questions, and provide ongoing status updates. The result is a collaborative audit experience that combines client participation with independent professional oversight.

Schedule Your Hybrid ACH Audit Today

Available Hybrid IAS Solutions

 

Hybrid IAS Industry-Specific Payroll Service Providers. Designed specifically for Payroll Service Providers and Third-Party Senders operating in the payroll industry. Includes industry-specific audit procedures and testing focused on payroll-related ACH risks and Nacha compliance requirements.

Hybrid IAS Industry-Specific Property Management. Designed specifically for Property Management organizations. Includes industry-specific testing procedures and audit considerations tailored to property management-related ACH activities and risks.

Hybrid IAS Core ACH Payments (PPD, CCD, CTX). Designed for Originators, Third-Party Senders, and Nested Third-Party Senders processing traditional ACH payment types using PPD, CCD, and CTX SEC Codes.

Hybrid IAS Core Plus (PPD, CCD, CTX, WEB, TEL). Designed for organizations processing internet- and telephone-initiated ACH transactions in addition to traditional ACH payment types. Includes testing procedures addressing WEB and TEL compliance requirements.

Product Features

  • Cloud-Based Platform
  • No Internal File Testing
  • OAS Professional Testing
  • AAP Review & Oversight
  • Audit Kick-Off Call
  • Exit Meeting
  • Upcoming Nacha Rule Guidance
  • Scheduled Progress Updates
  • Nacha Compliance Review
  • Professional Audit Report
  • Dual Audit Certification

Our Client Experiences

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"Working with OAS has completely transformed our audit process. Before partnering with OAS, our audit procedures were a mess, but Deb guided us every step of the way to get everything back on track. Now, our annual audit is seamless and stress-free. Deb consistently goes above and beyond by keeping us informed and educated on new NACHA regulations, ensuring we remain compliant year after year. Beyond her expertise, she genuinely cares about her clients. Every conversation feels like catching up with a friend—she always takes the time to connect on a personal level while providing exceptional support. We truly appreciate her knowledge, dedication, and partnership." 2026

Lena Milson
Director of Operations, Comprehensive Payroll Co.

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"I have worked with Debbie and the Hybrid Audit Solution for several years now. Each year's audit brings a relatable approach that makes the process easy to navigate. I’ve especially valued the insight and education around current and upcoming NACHA rules, which have helped strengthen our processes as a company. Having completed Nacha audits with other solutions, there is no comparison. Thanks Debbie!" 2026

Pete Feaman
VP, Integrated Payroll Services, Inc.

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“Working with Optim ACH Solutions and their Hybrid Audit solution provided tremendous value to our organization. It helped us identify opportunities to strengthen our ACH processing policies and procedures. The audit solution provided instant feedback and clear NACHA Rules guidance. The insights we gained will help payroll service bureaus like ours enhance compliance, strengthen internal controls, and better manage operational risk.” 2026

Susan Croft
Payroll Compliance & Tax Manager, Tyler Thompson, CPA

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"The Hybrid Audit provided practical recommendations tailored to service bureaus our size, giving us a clear understanding of industry best practices. We especially appreciated the realistic implementation guidance that recognized our limited internal resources and helped us prioritize meaningful improvements while staying current with Nacha rule updates." 2026

Sarah Coveney
President, Premier Payroll Services, Inc.

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“Nacha Audits can be confusing, but Optim ACH Solutions has been a great partner in helping navigate and understand the necessities. The phased-in approach of meetings and advice of what was needed along with follow-up helped keep us on track to get this project accurately completed. Debbie has always been graciously helpful to answer our questions and to bring items to our attention that we were not always aware of for the present and future. We have signed up again for this year and look forward to working with Debbie and the team again!” 2024

Darrel R. Brown, SHRM-CP
Senior Manager, ConceptHR

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“My experience with OAS has been wonderful! Working with Debbie on our last two ACH audits made me feel at ease and confident in what we were doing. She was very easy to work with and available to answer questions. She was helpful and actually cared about the success of our company. Her advice and explanations exceeded my expectations and helped me to have a great experience during our audit.” 2023

Jana Calvert
Payroll Manager, JayPay Services

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