IAS – Industry-Specific – Payroll Service Bureaus ($450.00)
Our flagship Internal Audit Solution (IAS) is built with Payroll Service Bureaus, Accountants, and Payroll Professionals in mind.
This easy-to-use tool is perfect for small to mid-sized businesses that handle basic ACH transactions such as sending or receiving payments for employees or business partners. Whether you’re processing direct deposits (PPD) or business payments (CCD or CTX), our solution helps you stay compliant with ACH rules in a clear, organized way.
No need to be an expert, the IAS guides you through each step so you can complete your audit with confidence.
IAS – Industry-Specific – Fintech ($600.00)
The Fintech Internal Audit Solution is designed for Financial Technology Companies (“Fintechs”) that operate as Third-Party Service Providers or Third-Party Senders. Unlike other Internal Audit Solutions, this solution also includes the obligations of the Receiving Depository Financial Institution (RDFI) and the Originating Depository Financial Institution (ODFI). The audit program includes consumer and business IAT Entries, consumer Standard Entry Class codes PPD, TEL, WEB, and business Standard Entry Class Codes CCD and CTX
IAS – Industry-Specific – Property Management ($450.00)
Introducing Our New Internal Audit Solution for Property Management Companies
Our latest audit tool is built specifically for property management teams, especially those working in small to mid-sized businesses. If your company sends or receives payments through the ACH network—like rent payments or vendor transactions—this solution is designed to help you stay compliant with ease.
It supports common ACH payment types: direct deposits for individuals (PPD) and business payments (CCD and CTX). The IAS guides you through the audit process step by step, no deep technical knowledge is required.
IAS General ACH Payments PPD, CCD, CTX Edition ($500.00)
The General ACH Payments PPD, CCD, CTX Edition offers a versatile audit framework suitable for a broad range of ACH Originators.
Unlike industry-specific audit programs, this edition is designed for Third-Party Senders and Third-Party Service Providers that initiate both debit (pull) and credit (push) transactions. It supports consumer payments using PPD and business transactions using CCD and CTX Standard Entry Class codes, making it ideal for organizations with diverse ACH activity across multiple client types.
This flexible solution ensures compliance with NACHA rules while accommodating varied operational environments.
IAS General ACH Payments Plus TEL and WEB Edition ($550.00)
The General ACH Payments Plus TEL and WEB Edition offers a flexible audit framework for organizations with diverse ACH activity.
Unlike industry-specific audit programs, this edition is designed for Third-Party Senders and Third-Party Service Providers that originate both debit (pull) and credit (push) transactions. It supports a broad range of consumer Standard Entry Class (SEC) Codes (PPD, TEL, and WEB) as well as business SEC Codes (CCD and CTX).
This solution is ideal for entities managing multiple payment channels and client types, providing a comprehensive approach to ACH Rules Compliance across varied transaction formats.
IAS WEB Debit Security Audit & Compliance Review ($200.00)
Understanding the WEB Debit Audit Requirement Made Simple
If your organization sends payments using the WEB Standard Entry Class Code (typically used for online consumer payments), you’re required to complete a Security Audit every year. This requirement comes from the Nacha Operating Rules and is designed to make sure you’re protecting the sensitive personal and financial information used in these payments.
As part of the audit, you’ll need to review and document the steps your organization takes to protect Personally Identifiable Information (PII) – things like names, account numbers, and other private data.
The WEB Debit Internal Audit Solution includes two key parts:
- A Security Audit to confirm your data protection practices
- A review of your WEB Debit procedures, including how you format entries, use the correct codes, and apply reasonable methods to verify users and detect fraud
Our cloud-based self-audit tool makes this process easy. It walks you through each requirement, helps you document your findings, and generates a final report with an electronically signed Statement of Audit Completion.
IAS Originator Audit PPD, CCD, CTX, TEL and WEB Edition ($550.00)
The Originator Audit is designed for organizations that initiate both debit (pull) and credit (push) ACH transactions. It supports consumer Standard Entry Class (SEC) Codes PPD, TEL, and WEB as well as business codes CCD and CTX, making it suitable for a wide range of ACH activity.
This audit solution includes all required components outlined in the Nacha Operating Rules for Originators, ensuring full coverage of applicable compliance obligations.
For Originators utilizing WEB Debit entries, the solution also incorporates the annual Security Audit requirement specified in Article Two, Subsection 2.5.17.3, helping users document controls that protect Personally Identifiable Information (PII) and meet authentication and fraud screening expectations.
Delivered through a cloud-based platform, this self-audit resource guides users through each rule requirement, compiles a summary of findings, and generates an electronically signed Statement of Audit Completion, streamlining compliance with clarity and confidence.
ACH Audit Solutions
